Imagine Gold MasterCard
62Imagine Gold MasterCard general
Imagine Gold MasterCard is a solution for people with poor credit rating who want an unsecured credit card. It must be said that many prefer Orchard Bank MasterCard or MasterCard Tribute credit cards, but Imagine card still may be the solution for some.
Good sides:
- Very easy to get - even with poor credit rating or no credit
- People with no credit card can apply
- Reports to major credit bureaus thus rising your credit rating
- Low setup fee
- 25 days grace period
- Travel accident insurance
- Emergency roadside assistance
Bad sides:
- Imagine credit card has high annual fees
- High monthly fees
- Requires automatic payment plan
What if offers:
- All the basic credit card functionality
- As mentioned above - travel insurance and road assistance
- 24/7 online account access
- Accepted at tons of MasterCard locations worldwide
Summary
Although not the preferred choice as a credit card for poor credit (probably better choices are: MasterCard Tribute and Orchard Bank MasterCard) some might still find Imagine Gold MasterCard the card for their needs. If you pay your credit card bills on time, you will get a higher credit rating because it reports to major credit bureaus and you get all the basic credit card functionality.
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Kimberly, your card issuer and only your card issuer can tell you your pin, it's dangerous to search for your pin anywhere else. Anyone with your pin could abuse your card. The same goes for all other card information, contact your card issuer.
Trying to get throuogh you your company to find out what my password is and user name is so that I could find my balance and wheather or not they have recieved my payment and how much available credit I have. Has been very difficult. So I assume that it isn't very user friendly.
Dennis
Hi Dennis, there were some not so good user reviews on Imagine Gold MasterCard and I've mentioned that in my Hub. I've also recommended some other cards. Hope you'll have more luck with some other card, if you decide to get it. Check the other cards I have Hubs on.
I was told that my yearly fee was $45 and not $100 what happened? Why was I charged $100?
LaRosa, I can't answer your question, I'm not related to Imagine Gold MasterCard. You must ask your credit card issuer.
I'm ok with high fees. I would consider that as initial cost of building my credit score.
now i know what is imagin card means ..thanks
I Have tried to find the online access to my account... I can't find where I set it up at. Can someone help me with this? Thank You and Have A Blessed Day :)
Kimberly 4 years ago
I am trying to find out what my balance is and to also find out what my pin number is. Would you please let me know?
Thank you
Kimberly Ann Vinson